When are you going to start saving? The early you save the more money you could put aside for the things that are important and have some money left over even for yourself to enjoy. If you plan ahead, you won’t have to worry about money issues and you being in debt because you were so worried about something else that your money didn’t need to be invested in. Africans Americans are known for always being stuck with paying finances and I feel that could change for everyone. They say that were always buying expensive items and don’t plan out our money right. But that’s actually not even true! Not everyone’s spending habits and however people save money is the same. Some may actually plan out their finances so that they won’t have any issues in the long run. I know a lot of people who are financially stable and are always ahead of the game. That’s what people need to start doing. Being a head of the game, so that you won’t have to worry about money that you owe because you’ve already put payments on it. I feel like anybody can be financially stable mentally if they really put their mind to it. We also need to change the way people think about us when it comes to money. I want people to think that African Americans as a whole can manage our money and can save our money. But when it comes to college students we do not know how to save our money at all. We become so broke because when money is in our possession we’re quick to spend it and then crying later on in life because we wished we still had that money for something that you may really needed that money for.