When it comes to handling money African Americans are one of the minorities groups who have issues with this. We tend to always have issues with money because were not good with preparing ourselves for the worse when it comes to funds. Some of us are just not that good with handling money and being able to make sure everything is paid on time. This mainly pertains to the struggling students in the African American society who attend college. Money is being spent on things that are the least of our worries and not being spent on things that we actually need. College may be a scam and may be taking your money but this is why you have to plan ahead so that we won’t go into debt. If we planned ahead and situated our money differently, we would not be characterized as the ones that are always struggling or the ones to be broke once we step foot out of college.